What I discovered with my return, the concept of money vis a vie the host citizens is different. It is this difference that comes with a lot of responsibility. This is because we have not yet understood the money back home. In our minds, we are spending as though we are still overseas. This disparity stands out markedly when we do not bargain for products we are buying. The sellers notice this cue and when they see you charge you exorbitantly. The same happens with services life car mechanics. They charge you an arm and a leg for the very basics. If you are not around they either put in older parts or don’t remove the parts but still charge you for new parts and labour.
It is a buyers beware place. As most of the economy is basically a cash economy it behoves of returnees to be extra vigilant because the money one has come with can go so fast. Being in the host country and broke is such an unpleasant place to be such that many do return to the countries they resided in prior to the journey back to the motherland. Their comfort creatures are many and they understand the system in order to survive.
The survival rate in a cash economy is enormous. This is because everyone demands of you of money in one way or another. The ability to stretch your shilling to give some of it away and still be able to live is an art in and of itself.
I have been advised that if I am to lend any money then make sure you are willing to lose it. Peeps in the host country will not pay you back because they too feel that they need to enjoy the fruits of your labour from overseas.
The orderly and organized way in which many from overseas (outside countries) get their pay can be a very daunting task when that orderly fashion ceases to be the order of the day. In the cash economies, like the one I find myself in, the local denominations are misleading and very dangerous because of the loads of wads we end up having in our wallets and pockets.
The need for budgeting is crucial without which, finding one self in a financial nightmare is a sure thing. Living in a cash economy is stressful enough one should try by all means possible to avoid the financial nightmares.
With the distress in the economy coupled with the long sunny period hence no rainy season to help with agriculture growing, money is scarce and word about the R word – recession is becoming the new normal.
In other words we are headed for some turbulent times as money goes walkies and doesn’t stay long in our wallets.